Recent Water Damage Posts
Filing an Insurance Claim and Your Rates
If your Miami Lakes, Fl home is flooded contact SERVPRO of Miami Lakes.
Filing an Insurance Claim and Your Rates
You got into an accident or your house flooded, and now you're wondering if filing a claim will raise your rates. It's a reasonable question, but there's no one-size-fits-all answer.
What to Consider Before Filing
Not all insurance claims are made for the same reason. Some people file a claim because they feel like they have to, while others file a claim because it's cheaper than paying out of pocket. If you're considering filing an insurance claim, you will want to consider a few things.
Whether your Miami Lakes, FL home was damaged by the act of vandalism or theft is the first thing to consider. Many insurance companies offer coverage for acts of vandalism and theft, so if this is the case then filing a claim may be worth it; however, if you weren't directly affected by this act and only want reimbursement because your neighbor's house was damaged in the process, then it could raise questions as to why you're seeking reimbursement from them when you weren't directly affected by their loss as well.
What if it’s Not My Fault?
There are a few situations in which your rates can go up, even if you're not at fault. For example, if you live in an area that has a high rate of accidents and claims, then your insurance company may raise your rates to reflect this. Similarly, if you make multiple claims within a short period of time or have several claims over many years, then it's possible that they will increase your premiums as well. In cases where the cost of repairs exceeds the value of the vehicle (for example, when a car is totaled) or when there are no salvageable parts left after an accident, insurers may also increase premiums due to a "loss ratio" on their end.
More Claims Means Increased Rates (Usually)
The more claims you file, the more likely it is that your insurance premiums will increase. This isn't because of a personal preference or bias on behalf of your insurer; it's simply a matter of statistics. Each time you file a claim, your insurer sees that as an indication that there is more risk associated with insuring you and thus they must raise their rates to compensate for this.
As an example, if someone was involved in two accidents over the course of three years with no prior accidents before or after those incidents, insurance companies would consider that to be a high-risk situation—even if they were not at fault for either accident. On the other hand, someone who has been driving for 30 years without any accidents may find themselves considered low risk even though they've been in two fender benders during that time period (and therefore filed two claims). Therefore, filing claims responsibly means knowing when filing one is appropriate and when it might actually hurt your chances at getting affordable coverage down the road.
Different Claims Means Different Rates
There are two types of insurance claims: property and liability. Property claims include fire, theft, or vandalism. Liability claims are bodily injury or property damage.
You may be more likely to see your rates increase if you file a property claim than if you have a liability claim.
Some types of common accidents raise rates more than others. If you have an accident that's the fault of someone else, your rates may not increase as much. However, if it was your fault and/or you've had multiple claims in the past, your insurance company may raise your premium for some time.
Some types of claims will never cause rate hikes at all. If a tree falls on your car because of windy weather or another natural disaster (such as a hurricane), there’s nothing to worry about when filling out an insurance claim! As long as everything was paid back in full by the company, this type of claim won't affect future premiums because no one person is responsible for what happened.
It's important to know that filing a claim doesn't necessarily mean your rates will go up. While it's possible that they could, it's also possible that they won't. You can lower your chances of raising your rates by avoiding accidents and reducing the number of claims you file over time.
When you experience a natural disaster in your home or business, give SERVPRO of Miami Lakes a call!
How To Handle Finding Water in a Light Fixture
Finding water in light fixtures is serious and not a do-it-yourself repair.
You do not expect in the normal course of the day, to see water in light fixtures or dripping from the ceiling in your home in Hialeah, FL, but it can and does occasionally happen. It is a serious situation that needs immediate attention in order to minimize water damage.
What to Do
Panicking will only make matters worse as you may do something dangerous by accident. It does require quick action, however, and knowing what to do can help you handle things more safely.
Turn the electricity off at the breaker box, not with the light switch, as switches have a direct line of electricity to the light and you could get a great shock.
Determine whether the cause is a leaking pipe. If so, shut off the water supply immediately. If the water is coming from rain, that indicates there is some damage on the roof that is letting water in. In either case, check all the other fixtures and ceilings in the home to determine how widespread the leaking is.
Finding water in light fixtures is serious and not a do-it-yourself repair. Because of the dangerous combination of water and electricity, you will need a skilled electrician to check the area and make sure it is dry and safe to replace the fixture. It is generally not safe to reuse the light
What it Means
When a fixture has water in it, that can mean either a broken pipe or a roof leak. In either case, it usually means a certain amount of ceiling damage goes with it. After a plumber has repaired the pipe or a roofer has made the necessary repairs call the water cleanup and restoration professionals in Hialeah, FL to assess the ceiling damage and restore a safe and sound ceiling, ready to receive a new light fixture.
If you find water in light fixtures, do not hesitate to do what has been outlined above. Your safety and well-being depend on getting the situation in hand right away, which can restore your peace of mind.
First Aid for Toilets
When you find sewage in your home, be sure to call the trained experts at SERVPRO for cleanup and restoration services.
Toilets: First Aid
The last thing you want to explain to your business's stakeholders in Miami Lakes, FL, is where an intolerable smell is coming from. That's why proper sewer cleanup is a must, whether it's from something as quotidian as a flooded toilet or a colossal wastewater geyser caused by municipal sewer backup. Just remember these simple principles:
- Assess the situation
- Secure the area
- Take action
A Level Head
Every sewage issue needs a careful analysis, even if performing one is unsavory. Determine which of the following three classes best describes your spill:
- Major hazard: unknown water sources, sewage backup and toilet overflow
- Potential hazard: clean toilet overflow, soapy water and water with chemicals
- Low risk: broken water pipes, clean water spills or malfunctioning fixtures
After you know what you're dealing with, it's time to think about how to protect yourself and your stakeholders during the sewer cleanup process. These are steps that you should probably feel comfortable with doing yourself, such as marking the perimeter of the affected area with warning signage. However, try not to do anything that feels unsafe. Water cleanup professionals near you should be able to assist or advise in more extreme situations.
Time To Act
After you have identified the problem and everything is cordoned appropriately, then it's time to take cleanup measures. Of course, this process differs depending on what type of water problem you have. It's important to remember that, although cleaning up all the water is a good first step, it's rarely the end of your moisture removal.
Situations requiring sewer cleanup in Miami Lakes, FL, are potential losses for your company. The best way to mitigate those losses is usually to take immediate and appropriate action. Remember to identify the problem, secure the affected area and have all necessary cleanup measures performed. Once the immediate problems are out of the way, you can then focus on any communications or secondary cleaning that needs to be performed.
Diagnosing a Shower Leak
Does your home have water damage? This is no problem for our team! Our technicians are well versed in their areas of expertise. Call us!
How To Spot A Shower Leak
Amidst the many aspects of maintaining your home in Miramar, FL, attending to a bathtub leak can be frustrating without an idea of what to look for. It is important to remember that some signs of damage are easier to distinguish than others; however, confirming the occurrence of a leak is possible with a keen eye and a thorough bathroom inspection.
Check for Telltale Signs
Identifying any immediate indicators of a leak can help determine how best to handle the situation. Giveaway signs may include the following:
- Pooling water near the shower pan. This is often the result of a shower door with a poor-quality seal and is one of the simplest leaks to repair.
- Wet spots and dampness on any walls near the shower. If the leak is occurring within the plumbing system, the pipes behind the wall may expel water, thus leaving visible wetness.
- Water leaking from the shower head. When lime scale and other minerals accumulate in the spray holes, water may leak from other parts of the fixture. Cleaning the shower head and replacing the O-ring may solve the issue.
Scratch Beyond the Surface
Unfortunately, a bathtub leak may cause damage that is not as apparent and may require a more in-depth analysis. One critical factor to be aware of is the presence of mold or mildew anywhere in the bathroom; this includes any odors that occur. The flooring underneath and walls connected to the shower should be examined for breakages, moisture, loose tiles, and stains. Finally, any crawl space area underneath the bathroom should be investigated for moisture, dripping, or mineral buildup. Typically, these signs indicate a leak that may need to be addressed by a professional.
Determine the Best Course of Action
Generally, a shower pan leak with telltale indicators can be repaired without the need for professional intervention. For more internalized leaks, it is wise to consider contacting a water damage repair specialist for further analysis.
While diagnosing a shower or bathtub leak can be challenging, an informed approach can simplify the process. Understanding what to look for and when to contact a professional can make all the difference in preserving your home.
4 Questions To Ask Yourself When Addressing a Leaking Toilet
Is water damage present in your home? Call SERVPRO for all your restoration needs. Our crew is always available to take your call.
When Dealing With A Leaking Toilet, Ask Yourself These Four Questions.
Discovering that you have a leaking toilet on your hands in Miami Lakes, FL, is never fun! A small leak can quickly lead to large puddles that will increase your water bill and possibly cause water damage. The first step to fixing the leak is diagnosing the problem and determining whether a repair or replacement is the best line of action. To help narrow down the possibilities for the source of the leak, start by asking yourself these four questions!
1. Do You Need To Replace the Wax Ring?
A common cause of a bathroom leak is an improperly installed or dried-out wax ring. Although the process of replacing a wax ring gets pretty complicated, the ring is cheaply priced at $10 or less. Be prepared to completely remove your toilet for this task!
2. Is the Tank Cracked?
A cracked toilet tank is often caused when people are too rough when putting the tank lid back on. If the crack is very thin, you might not notice it and be surprised when you find a constantly leaking toilet. A porcelain sealer or tank replacement is your best bet for this problem.
3. Is the Flapper Warped or Stuck?
While you might not instantly notice a warped flapper that has been worn out due to chemicals used to clean your toilet, a stuck flapper can cause a large overflow if the issue isn’t detected in time. To avoid dealing with water damage repair, make sure to check your flapper if your toilet bowl is leaking.
4. Do You Need To Realign or Replace the Float?
If you notice the fill valve is constantly running, a float that is cracked or positioned incorrectly is likely the culprit! Replacing a broken float or realigning it will get water levels back to where they’re supposed to be.
Addressing a leaking toilet immediately is key to avoiding serious water damage to your bathroom. While some issues will be a quick, inexpensive fix, a toilet replacement may be necessary!
My Pipes Burst! Now What?
Is water damage present in your home? Call SERVPRO for all your restoration needs. Our crew is always available to take your call and answer any quest
My Water Pipes Have Burst! So, What's Next?
As a homeowner, you love the benefits and joys of owning a house; however, you also know that a long list of things could go wrong. Any one of these will require your time, effort and money to remedy. Bursting pipes, for example, can lead to a host of troubling issues. If you encounter this situation, it’s important to know what to do next.
Other residents in Miami Lakes, FL, can attest that it’s not pleasant to deal with bursting pipes. It’s critical that you act quickly and that you understand how this ordeal can occur.
• Low temperatures
• Water movement/water hammer (occurs when pipes aren’t properly secured)
• Irregular water pressure
Shut Off the Water
When a pipe burst, it can lead to excessive water damage. If this happens while you’re not at home, the results can be disastrous. Hopefully, you’ll be able to spot this problem quickly. As soon as you notice that a pipe has burst, shut off the water to the pipe in question. If you’re not sure where it’s coming from, turn off the main water to the house.
Evaluate the Damage
Once you shut off the water, drain excess water left in the pipes and figure out exactly where the broken pipe is located. Take note of the extent of the damage. It might be easy enough for you to fix a broken pipe if the damage is minimal. However, in more complicated, widespread cases, you should contact a plumber. You should also get in touch with an expert cleanup team to help get standing water out of your home.
Get the Right Help
If you’re not confident in your skills to repair the problem, it’s important to call a professional immediately. The broken pipe could be the result of a larger issue that you can’t detect on your own.
Understand the causes of bursting pipes and take these steps. These will help you reduce the risk of extensive flooding at home.
5 Steps for Fixing a Toilet Leak
If you notice water on the floor after you flush, and the water is not coming from the top of the bowl itself, you may have to remove the toilet-
Fixing A Toilet Leak In 5 Easy Steps
Few problems can cause more disruption in your home than a leaking toilet. The longer the issue goes unresolved, the more problems it can cause, resulting in the need to hire water damage specialists. If you notice water on the floor after you flush, and the water is not coming from the top of the bowl itself, you may have to remove the toilet to fix the leak. Here are the five basic steps of that process.
1. Drain and Detach
The first step of toilet repair is draining all the water out of the tank and bowl. Turn off the water at the shut-off valve; then flush the toilet. You may notice water coming out from under the base, confirming that the leak is coming from the toilet itself and not a supply line. Once the toilet is drained, detach it from the water source.
2. Rock and Remove
To fix a leaking toilet, you have to get to the source of the problem, so you will need to rock it back and forth until the wax seal holding it in place is broken. Place the toilet to the side on a pallet of towels.
3. Assess and Replace
A broken flange, inadequate seal or loose bolts could all be the cause of the leak. Once you determine the problem, you can visit any hardware store in Palm Springs North, FL, to find the parts you need to replace.
4. Press and Tighten
Once the gasket and flange are back in place, it is time to replace the old toilet. Ease it onto the gasket, making sure it is parallel to the wall, and press down. Tighten the bolts that keep it where it belongs.
5. Reconnect and Test
Hook the supply line back up to the toilet and turn the water back on at the valve. Flush it to make sure that the leak has been repaired. If no water comes out the base, your efforts have been successful!
Replacing a leaking toilet can be easy. Just take it one step at a time.
How To Handle a Broken Water Heater
Is your water heater running? Have you noticed a spike in your water bill? Then it may be time to check for a leak.
How to Deal with a Faulty Water Heater
As a homeowner, you may have to deal with a wide range of home maintenance problems in Palm Springs North, FL. A leaking water heater, for example, could plague your house. What should you do when this type of issue arises?
1. Get Help
Like other flooding situations, it is often best to allow professionals to handle the cleanup process. Working with a team familiar with residential flooding ensures your cleanup will go quickly and smoothly.
2. Stop the Water
Cutting off the water supply to a leaking water heater can help you reduce the amount of water that fills your home. Most units have a water supply valve, but you may need to turn off the water to your entire house to stem the surge.
3. Turn Off the Power
Before your professional can start repairing a failed water heater, you need to make sure it is safe for him or her to get to work. You can do this by turning off the power to the heater. Depending on your unit, you may need to turn off a circuit breaker or turn a dial on the water heater itself.
4. Prepare for Repairs
Next, the broken water heater has to be drained. This has to be done before it can get repaired because your expert has to have access to the source of the leak. Not only should the water be drained, but the valves on the system should be opened to ensure a vacuum does not form during the cleanup process.
5. Address the Water Damage
Once your water heater has been repaired, you need to turn your attention to the damage caused by the leaking. Drying out your space and replacing damaged building materials can help return your home to its original state.
If you are ever faced with a leaking water heater, you need to know how to address the problem. Quick action can save you from future issues.
3 Signs It's Time To Replace Your Bathroom Supply Line
If you don't worry about the condition of your supply line, this can lead you to bigger water damage problems.
3 Signs Your Bathroom Supply Line Needs To Be Replaced
Chances are you don't really think about the plumbing in your home unless there is some type of issue. Why would you worry about potential supply line damage if you have no reason to suspect it? However, not thinking about it can actually lead to bigger water damage problems. The water supply line is the piece of plumbing that brings water to your bathtub, sinks and toilets. Consider watching for these three signs to know if this component needs attention.
1. Lower water pressure: Worse than normal water pressure could point to a supply line leak. Sometimes stainless-steel supply lines start to corrode. As the corrosion starts to eat away each braided strand, they break. This leads to a lining rupture and the escaping of water. Because not as much water comes through the supply line, you may notice a reduction of water pressure.
2. Obvious bathroom leaks: A bathroom leak can be a major sign that you need to fix some of your plumbing. If you notice pools of water around your bathtub or drips of water around your faucets, it could be a sign that the supply line needs to be replaced.
3. Bad smells: If you've started to notice the smell of stagnant water, it means that the liquid is able to pool around someplace in your Hialeah, FL, home. Supply line damage could allow water to pool in your walls or cabinets. When you start noticing consistent smells of mold or stagnant water, it may be time to call in a water damage specialist to help you locate and fix the problem.
Being on the lookout for signs of supply line damage can help you mitigate water damage issues. However, as a homeowner, it can be hard to know what to look for in your bathroom and the rest of your home. Often, it is beneficial to get the help of a person who is familiar with water damage and its signs.
Water Heater Leaks and Flooding: What To Know About the Cleanup Process
A leaking water heater can devastate your property.
Water Heater Leaks and Flooding: What You Need to Know About the Cleanup
A leaking water heater can wreak havoc in your Miami Springs, FL, home and often do so unexpectedly. Sudden, high-pressure leaks or a burst tank can flood the area and cause damage to the floors and any items you might have stored nearby. Calling in a professional flood cleanup and restoration company can help you resolve the problem, and there are a few important points about this process that you may want to know about so you can feel more confident about the condition of your home once it is complete.
Quick Response Can Be Vital
If your broken water heater is flooding your garage or utility room, the water can damage not only the floor and walls of the space but also any electrical systems that might be housed there. For example, if your fuse box is located nearby, high-pressure water leaks can cause it to short out or even damage it beyond repair. Flood technicians can address the source of the leak quickly and shut off the water before any major systems are affected.
Drying Systems May Be Put Into Place
A failed water heater can cause the humidity to increase in your utility room and ruin items that were not initially touched by water. These can include a variety of vital structures and appliances:
- Your washer and dryer
Lowering the humidity in the area with large fans and other professional-grade drying systems can prevent these structures and items from being damaged by the humidity a leaking water heater can cause.
Flood Damage Appraisal
Once the water is removed from the area around your water heater, cleanup and restoration techs may discuss the damage with you and offer you several repair solutions, including replacing affected walls, insulation and flooring. They can also offer you advice about how to dry out wet items or whether some might need replacing.
Dealing with a broken water heater in your Miami Springs, FL, can be a frustrating task. However, being able to work with flood cleanup professionals who come to deal with the flood can help you understand the cleanup process and feel confident that the damage can be repaired.
What You Should Know About Water Hammering
It's important you take care of your plumbing.
What You Should Know About Water Hammering
Depending on your home’s construction, you may hear water flowing through pipes as certain appliances or residents call on the water supply. The unrestricted flow of water is an essential part of the function of your house in Miami Gardens, FL; however, some pipe sounds can be unnerving. Banging, whistling or squealing as water flows are usually indicative of an issue ranging from a minor nuisance to a serious issue. The loudest banging may give you the impression that a pipe break is imminent, but the problem may not be that serious.
Considering the Source of Sounds
A pipe burst is often associated with frozen water due to extreme cold, but pipe sounds can occur in any season. The following are some of the most common sounds and their causes:
Whistling – Rapid flow beyond an obstruction or restriction, like a distorted washer or loose screw
Whistling (Toilet tank) – Repair or adjustment of ballcock valve needed
Hammering or banging – Water slamming to a stop quickly inside a pipe
Hammering or chattering in pipes may be adjusted by tightening loose connections, installing antihammer devices or wrapping the plumbing with foam insulation. The latter also helps protect against a pipe break due to frozen water when outside temperatures drop below freezing.
Taking Care of Your Pipes
Your pipes are an essential part of delivering clean water to various locations in the home. It’s important that you take care of your plumbing, especially if there’s a problem. A broken pipe can lead to serious water damage in your home that will require the services of a professional damage remediation company. The right pros are not only trained on the best way to fix broken pipe issues but also knowledgeable about the appropriate techniques and methods to repair water damage and restore your home to pre-damage conditions.
Think of your pipes as the blood vessels of your home. It’s important that water flows freely without restrictions and leaks. If you suspect a pipe break or other problem, consult a professional on the best way to address the issues as soon as possible. It can make all the difference when it comes to costly, extensive repairs.
What if You Have a Broken Pipe or Water Damage During Construction?
The best way for dealing with water damage is to consult with a water damage mitigation expert.
During construction in Miami Springs, FL, many normally hidden items are exposed to the elements — as well as to accidents. Plumbing and electrical are especially prone to mishaps, and a broken pipe can stop a project dead in its tracks. The key to preventing water problems is to have a plan for both avoiding accidents and responding immediately to flooding or a needed water pipe repair.
What’s the Big Deal With Water Damage?
When a construction site gets flooded, the problems mount up quickly. They include:
- Foundation or material damages
- Project delays and penalties
- Higher insurance deductibles and premiums
Floodwater is bad news. It’s often filled with toxic runoff and can lead to long-term ground subsidence. Flowing water is even worse because it can strip the ground under your construction and create new runoff channels as you alter the landscape.
What Should You Do First?
Before anything else, you need to identify and rectify the source of the water. If from an external source, such as groundwater or flooding, you may need to sandbag and use portable pumps. If the source is internal, you’ll need to locate and perform a fix if possible, such as a water pipe repair. However, if you redirect water that damages someone else’s property, you may be liable for those damages.
The best method for dealing with the problem is to consult with a water damage mitigation expert. These professionals have the equipment to extract the water and redivert water flow in a safe manner. They’re often covered by your construction insurance policy and can quickly identify a broken pipe, even if underground.
What About After the Water Is Gone?
Once the site has been stabilized, you need to assess how the flood happened. What do you need to do to prevent a recurrence? If something was damaged, plan beyond just a water pipe repair. A policy change could prevent it from happening at a future construction site.
With a little forethought and analysis after the fact, you can save yourself delays and damage to your projects. A flooded site could be viewed as a learning experience!
3 Unexpected Things That Can Cause A Basement Flood
Make sure storm drains near your home are free of blockage
Reasons Why You Might Be Experiencing a Basement Flood
If your basement in Miami Lakes, FL, floods every time there's remotely severe weather, you may think that you just have to live with it. However, many causes of basement flooding can be remedied so that you don't have to break out the shop vacuum so often. Aside from natural disasters and broken pipes, here are some unexpected reasons you may be experiencing a basement flood and what to do about it.
1. Poorly Installed Drainage
The drainage system for your home may be installed in such a way that the water isn't directed far enough away from your home, or worse, is actually directed toward it. If your drainage system is poorly placed, you can easily be faced with a flooded basement when heavy rains overrun your system. You may be able to do this correction yourself, or you may wish to call a professional.
2. Low-laying Location
If your home is in a low-lying area on your property, you are more likely to experience a basement flood. Eventually, erosion will help to level out the slope and you'll have less flooding, but if you don't want to wait around for that to happen, you can certainly call a contractor to come and work on the gradient of the property around your home to protect you from flood waters. In this case, you've likely already experienced some damage to the foundation of your home. Your next call should be to a water damage remediation team who can restore your home to prevent further structural damage or mold issues.
3. Improper Sealant
Another issue could be that your basement isn't properly sealed. This could include floor and wall sealant that can't stand up to the elements and allow moisture or standing water into your basement during major weather events. While irritating and potentially costly, remedying these issues now will extend the life and well-being of your home.
Many times, a basement flood occurs because of issues that can be controlled. Fixing these issues will make a rainstorm a pleasant experience instead of a pain.
Flooding: Water, Water, Everywhere
Water or flood damage?
Most homeowners in Miami Lakes, FL, would agree that a basement flood — or any interior flood — tops the list of daunting repair and restoration emergencies. The usual causes are a faulty sump pump or fractures in basement or foundation walls that give heavy rains a gateway to deposit dirty water on your floors and belongings. Oftentimes, it's a broken water pipe that gushes freely and requires an immediate pipe repair. Regardless of its source, when faced with sizable flooding it's best to call in water damage experts who have the training and equipment to quickly remove standing water and properly dry and refurbish your property.
What Should You Do Until The Professionals Arrive?
Here's a list of key do's and don'ts.
What To Do
Immediate action is important to lessen water damage:
- Mop up excess water from flooring
Wipe water from wood furniture and other items
- Remove and prop up wet cushions and other upholstery to help dry them out
Put aluminum foil or wood blocks under furniture legs that stand on wet carpeting
- Remove books, magazines and other colored items from wet floors and carpeting
- If they can be easily lifted, take area rugs or other coverings off wet carpeting
- In summer, turn on air conditioning to maximize the drying of your possessions
What Not To Do
Safety measures are essential when there's flooding in your home:
- Do not use a household wet/dry vacuum to remove floodwater
- Do not use your television or other household appliances that use electricity
- To prevent an electrical fire, do not turn on ceiling light fixtures if the ceiling is wet or looks damp
- In case of a ceiling collapse, do not enter rooms where the ceiling is wet and sagging
- To avoid physical injury, do not lift large, wet items (like area rugs) because wet material is very heavy and unwieldy
The cleanup after interior flooding can test the mettle of even a veteran homeowner. By knowing a few basic rules about personal safety and property preservation, you can do a lot to keep risk factors and water damage to a minimum.
3 Quick Tips for Dealing With Water Damage in Your Home
Water damage in a Palm Springs North, FL home
Implement The Following Tips In Your Home
Owning a home in Palm Springs North, FL is a wonderful experience, but along with the comforts come certain challenges. The Insurance Information Institute reports water damage, including damage due to bursting pipes, as the second most common reason for insurance claims. Here are three quick tips to help you prepare and reduce your losses:
1. Identify Causes
Water damage can occur in your home from many sources. Flooding, negative drainage, pipe breaks, sewer backup, and even high humidity are common causes. You may not be able to avoid all these occurrences, but you can prevent some with regular inspection and repair.
Having the drainage around the foundation of your home checked and maintained can prevent seepage into basements and crawl spaces. Proper bathroom ventilation can lower humidity to protect surfaces near showers and tubs. Preventing such gradual harm is important, as this type is the hardest to claim from your homeowners insurance.
2. Know Your Insurance Policy
Find out which types of damage are covered by your insurance policy. In the case of flooding, will your home be protected? Does your insurance allow claims from a leaking pipe or only from a sudden event like bursting pipes? Talk to your insurance agent about your coverage and ask for updates whenever there are policy changes. Familiarize yourself with the claims process so you can act quickly in the case of an emergency.
3. Get Repairs Done Quickly
Most damage to houses worsens with time, so it is important to act immediately when you discover a problem. However, always keep your safety in mind. Find a professional cleanup and restoration company that can find and fix broken pipe or other sources of water. They will have the equipment to efficiently remove water and immediately begin repairs.
Implement these tips and you'll be prepared for a variety of emergencies in your home, such as bursting pipes.
Know the Categories of Water Loss Before Cleanup
Unexpected water drenching the inside of your Miami Gardens, FL, business is frustrating. While the first thought may be to start the cleanup, it’s is important to understand the source of the water. Different categories of damage have different levels of potential issues.
Water Loss Classifications
There are three types of water damage.
Category 1 – Often called clean water, it comes from a sanitary source so it doesn’t pose significant health risks. Common sources include a supply line: broken pipe, overflowing sink or tub with fresh water, snow or ice melting, rainwater or damaged toilet tank.
Category 2 – Referred to as grey water, it may include some contaminants that could be harmful, both organic and inorganic. It could come from an overflowing dishwasher or toilet bowl free of waste or a broken decorative water feature, such as an aquarium.
Category 3 – Blackwater may contain various harmful agents including sewage, debris, metals, pesticides, and bacteria. Any natural flooding, toilet backflow, or sewer line issues should be considered this category and requires many safety precautions when cleaning.
Prevent Further Damage
If dealing with a broken pipe, there is peace of mind that you have a clean water mess to clean up. It makes the process much easier and safer. Unfortunately, water itself has the potential to create other issues if not quickly addresses. Once Category 1 water sits too long, there is a good chance that it will lead to mold growth or other microorganism infestation. Once that happens, it immediately bumps up to Category 2. Similarly, that can also get bumped up to Category 3.
When there is a substantial amount of water in your business, even if it is classified as safe, immediately contact a water damage and restoration expert. They have the know-how to properly clean up the mess, regardless of which category it falls in, as well as prevent the damage from spreading or worsening.
While no water mess is fun, a clean water one is relatively safe to start drying out and cleaning. Be sure to act quickly to ensure it doesn’t turn into contaminated water.
4 Steps To Minimize Damage From a Leaky Kitchen Sink
Your home in Pembroke Pines, FL, can recover from that leak in no time
Four Steps To Minimize Damage To Your Kitchen
Here are three words and phrases you never want to hear in conversation with your spouse: Water in-home, flooding, and kitchen repair. Unfortunately, a leaky sink may just be inevitable in some cases. With quick thinking and a little help from the pros, however, your home in Pembroke Pines, FL, can recover from that leak in no time. Here are four important steps to minimize damage to your kitchen.
1. Shut Off the Water
To prevent further damage from the leak, you should first turn off your home's water main. If you live in a condominium or apartment building, you may have to contact your building manager to shut off the water. Place a bowl or pan below the leak to catch any remaining water that may exit the pipe.
2. Clear the Area
Remove anything wet from the area. Dry these items off well and place them in a dry area of your home. If unable to move heavier objects, such as furniture, place aluminum foil or wood blocks underneath to prevent damage from further flooding. Remove anything else in the vicinity that is in danger of getting wet. Pay special attention to electrical cords, ensuring that they do not contact water.
3. Call Your Insurance Agent
Contact the agent from whom you purchased your homeowner's insurance policy. Many of these policies cover plumbing issues. Reach out to your agent as soon as you have secured the area to help expedite the claim process. The sooner your claim is processed, the sooner financial help can arrive to aid in the restoration of your home.
4. Bring In the Flooding Professionals
Before restoration, bring in a plumber to fix the culprit pipe. Once it is repaired, contact water damage restoration professionals. Be sure that your crew in Pembroke Pines, FL, is licensed and insured.
Water in your home can be a scary ordeal, but it doesn't have to be. When you find yourself in a pickle from a trickle, follow these four steps to help your home heal and set any future kitchen repair up for success.
4 Tips for Responding to Commercial Water Damage
Commercial water damage in Miami Gardens, FL
Water Damage Tips
Would you know what to do if it suddenly began to rain from the ceiling in your office? A quick response could limit the extent of the damage. Develop a disaster response plan before you need it and be prepared by locating the shut-off valves and breaker box. If flooding does happen, here are water damage tips for those first on the scene.
1. Act Quickly
To prevent injury or further damage, turn off the water source and cut power to the affected areas. Water and electricity are a dangerous combination. Check for sagging ceilings and avoid walking under them as they could collapse. While waiting for more help to arrive, initial cleaning tips include drying hard surfaces, mopping up any standing water, and catching any water still dripping from the ceiling. If possible, open the windows.
2. Get Help
In commercial buildings, water damage is often the result of a water pipe burst or broken sewer line. Contact a water damage restoration company in Miami Gardens, FL, that has the industrial-grade equipment needed to remove the water and dry out the building. Of these four damage tips, one of the most important is to get help on the way as soon as possible.
3. Salvage Valuables
Save your business documents first, if you rely on paper files. Then move electronics, office equipment, furniture, and other valuables to a safe location and gather anything else you will need to resume normal operations.
4. Call Your Insurance Broker
Ask your insurance agent about the next steps and have an adjuster inspect the damage immediately. Take photos of valuables and damaged areas. Be sure to keep detailed records of any costs incurred during the restoration process, as you will need them for your insurance claim.
Whether from a flood outside or a broken pipe, water can wreak havoc on your property. Utilize these water damage tips to assess and mitigate the issue quickly.
How To Clean Up Water Damage
Professional water extraction in Miami Gardens, FL
How To Clean Up Water Damage
Water damage to your Miami Gardens, FL, home can cause serious problems. It is important to begin cleaning the area as soon as possible to prevent further damage. The following steps outline the water cleanup process.
1. Turn off the electricity. Flooding can cause electrical problems. You will need to cut the power to the flooded area before you begin working.
2. Address the source of the water. Determine where the water is coming from and stop the flow. You may need to patch leaks, repair broken pipes or turn off the water to faulty appliances.
3. Remove standing water. If you have standing water in your home, you will need to remove it. There are specialized pumps and vacuums to help with this step, but you can also scoop it out using buckets if necessary.
4. Dry out the remaining water. After you have taken care of the standing water, many items will still be wet. You can use fans and dehumidifiers to speed the drying process. If the outside humidity is low enough, you can open windows and doors to increase airflow.
5. Sanitize affected items. Water damage is often accompanied by bacterial contamination. Make sure to fully sanitize all items. The source of the water will determine the type of cleaner that you should use. Additionally, different items will need different cleaning techniques. Delicate items may need professional cleaning.
6. Restore and replace damaged items. Throw away everything that cannot be fully dried and sanitized. These items should be replaced to avoid contamination and mold growth. Then you can begin repairing the remaining items. Some repairs you may be able to do yourself, but other items may need more specialized treatment.
Many homes incur water damage every year. Fortunately, responding quickly can prevent further harm to your property. If you feel overwhelmed by the water cleanup process, an experienced restoration service can help you every step of the way.
Simple Ways to Prepare Your Business for the Spring Thaw
Snow in a commercial roof in Hialeah, FL
Once you’ve made it through the harsh winter weather, you need to ensure that your business in Hialeah, FL, is fully prepared for the spring. With warmer temperatures comes melting snow and ice, which can lead to flooding and other forms of water damage. To keep your commercial building safe from the effects of thawing this spring, be sure to keep the following guidelines in mind.
Inspect Your Roof
If you’ve experienced any storms or heavy snow during the winter season, it’s a good idea to conduct a thorough roof inspection. When examining your commercial roof, be sure to look for the following types of damage:
- Ice dams
- Snow that hasn’t melted
- Flashing leaks
While it’s important to give your roof a cursory examination to rule out potential damage, you should also contact a roofing professional. He or she can take care of necessary repairs and diagnose problems that you might not have noticed.
To stay protected from a spring flood, one of the first things you should do is remove any snow that has accumulated on your property. If you leave any lingering snow near your building, it may leak through the foundation once it has fully melted. This can lead to flooding or a frozen pipe. Always make sure to remove all snow from your property to fully prepare for spring.
Check Your Foundation
By leaving cracks or openings in your building’s foundation, you’re inviting water to enter through and cause harm to your business. Make it a priority to examine your foundation before spring arrives and identify any issues. Remember that even small openings can lead to serious damage, so schedule any necessary repairs as soon as possible.
If a spring flood wreaks havoc on your commercial property, it can be devastating for your business. Keep your building safe from flooding by calling storm damage restoration experts immediately.
3 Things to Know About Sewer Damage Cleanup
Sewer backup in a Miami Gardens, FL bathroom
3 Things to Know About Sewer Damage Cleanup
As a homeowner in Miami Gardens, FL, there’s a chance you may have to deal with a sewer cleanup at some point over the life of your home. As such it’s important to understand a few things about sewer water and how to go about the cleanup process.
1. It’s Important To Understand Sewer Water
It’s important to understand that sewer backup of any kind falls into the black water category. This means it can come into contact with fecal matter or other sources of bacteria that can contaminate the home. Because of this any area that has come in contact with overflow from a sewer source needs to be cleaned thoroughly and then sanitized with special cleaners.
2. It’s Necessary To Wear Safety Gear
Regardless of if a sewer cleanup is the result of a flooded toilet or a backed up pipe, it’s important to wear the proper safety gear while in the contaminated area. These may include coveralls, a face mask, gloves, and shoe covers. This gear is designed to keep sewage from coming in contact with the skin, and may be disposable or washed in very hot water.
3. It’s Best To Call a Professional
If you have a sewage overflow in your home it’s best to contact a water damage restoration service to perform the cleanup. These professionals can handle a variety of water damage types, including sewage, as well as the cleaning and restoration that may be necessary as well. They should also have the necessary equipment and professional gear to do so safely.
It’s important to remember that sewer water falls into the black water category when conducting a sewer cleanup. This means that it’s important to follow safety measures, such as wearing protective gear, to avoid spreading bacteria and other contamination. You should also consider calling a professional to ensure the cleanup is done correctly, and the affected area properly sanitized.
Home Water Damage: What Your Insurance Will Cover
If your damage is due to a flood, you will not file an insurance claim with your insurance company.
If you have experienced a home flood, you know it can be stressful on multiple levels. Among other questions, you may be wondering whether your homeowner’s insurance will cover your lost property and the cleanup and restoration services. The answer is that it depends.
Water-related damage is covered under two areas of insurance, depending on the source of the water. Your general homeowner’s policy will likely have provisions for covering a water disaster, but it will have exclusions for floodwater. This discussion of the two types of coverage may help answer your questions.
Conventional Water Damage Insurance
Your damage will be covered by your homeowner’s policy if the excess water did not originate from the exterior ground level, as would be the case with floodwater. These are some examples of circumstances that are covered.
Broken pipes in appliances, such as washing machines and ice makers
Broken pipes from freezing weather
Leaking water heaters
Roof leaks from heavy rain or snow
Water entering a window broken by hail or a tree branch
Water damage policies can vary greatly in deductibles and limits. Your agent can provide details about coverage and help you file an insurance claim.
If your flood was caused by rising floodwater or leaks in your foundation, you would be covered only if you had purchased a separate flood insurance policy issued by the government. Your insurance agent or city planning official can help you assess your flood risk, so you can determine whether you need to purchase flood insurance. The rates may vary considerably by state and will generally be commensurate with the risk in your area.
Researching insurance options and assessing your risk is a good first step toward home flood preparedness. If you experience water damage in your Miami Lakes, FL home and need to file an insurance claim, you will know which insurance entity to approach, so you can start down the road to restoring your home and your peace of mind.
The Who, What, When, Where and Why of Basement Flooding
Take this slow and assess your situation before moving forward.
Flooding is a phenomenon that can humble a homeowner in Miami Lakes, FL. The power of water is always intimidating to face.
Why Is It Flooded?
A basement flood can come from a lot of different places. Oftentimes those sources are out of your control. If the flood is weather related, you will need to wait until the storm has passed and your yard is no longer flooded before you can do anything about your basement. Some common examples of sources of flooding are:
Heavy rain or storm
Improper basement sealing
What Can You Do?
The first thing you should take care of is stopping the flow of water, if possible, by turning off the main water line. Then you can minimize the hazard to your safety by turning off the electricity and wearing protective gear like boots and gloves. You can rent submersible pumps from hardware or construction stores to get all the water out of there. Be sure to point the loose end of the pump away from the house, preferably into a storm drain. Then you will need thoroughly dry everything so that you don't end up growing mold, as well.
Who Should You Call?
If you don't have any experience with pumps, it's probably a good idea to call a professional water damage remediation company. They have specialized knowledge and tools to thoroughly remove all signs that there was a flood. They can handle every aspect of the situation, including pipe repair. They will also know exactly what will need to be thrown away, and what can be restored. You should also call your insurance to find out if they will cover the costs.
Each and every flooding scenario is different, depending on the circumstances of its origin and the capabilities of your household. Exercise precaution and don't make any hasty decisions. Your basement is counting on you!
How To Handle a Leaky Kitchen Sink
Let the experts evaluate your damage & create a long lasting solution.
Minor leaks can become big problems, especially if left unattended for a long amount of time. Kitchen sinks, for example, can sometimes drip on the bottom floorboard, allowing water to accumulate over time. This may seem like a minor issue, one that you can just wipe away, but it's not always that simple. These leaks, if left unattended could create flooding issues or mold damage. Take the time to evaluate the situation and correct any problems as soon as possible. This could help avoid costly repairs down the road.
1. Turn It Off and Clean It Up
Water in home spaces can create major issues, even if it seems small. Those drips over time create a moist, damp surface. This is a breeding ground for mold. Stop this from happening by taking immediate action. Head straight for the cut off valve, located underneath the sink. Then, assess the area and try to do some clean up, keeping safety as a priority. A plumber should inspect the pipes and fix any issues.
2. Make a Claim
Locate your home insurance company's information, and call them right away. It's important that you file a claim for flooding damage and speak with an agent as soon as possible. They should be able to approve your need for water restoration. As you discuss this issue, go over the policy's coverage, deductible, and anything needed to validate your claim. Write out the name of the agent with whom you are speaking and note the time of the call. When you hang up, snap as many pictures as possible of your home's need for repairs.
3. Seek Repairs
Getting your kitchen repair complete is important, so work with water restoration company in Miami Lakes, FL to evaluate your property and get it back in working order. Have them come in the quickly. Not only can they use dehumidifiers to dry out the area, but they can assess the room's needs and help salvage some water-damaged items.
If you notice a leak under your sink, immediately turn off the water supply to prevent flooding. Then, call in the professionals to evaluate the situation and fix any problems.